Clover payment processing, including Clover POS systems and online ordering, is generally considered safe for both businesses and customers, as it incorporates various security measures.
Here’s why Clover payments are generally safe:
1. PCI Compliance:
- Clover is PCI DSS compliant, meaning it adheres to the Payment Card Industry Data Security Standard, a set of security standards designed to ensure that all companies that accept, process, store or transmit credit card information maintain a secure environment.
- This includes regular vulnerability scans and risk assessments.
2. Encryption and Tokenization:
- Clover utilizes encryption and tokenization to protect sensitive cardholder data during transactions.
- Encryption scrambles the card data during transmission, making it unreadable to unauthorized parties.
- Tokenization replaces the actual card number with a unique, non-sensitive token, further protecting the cardholder’s information.
3. Fraud Protection:
- Clover offers various fraud prevention tools to help businesses detect and prevent fraudulent transactions.
- These tools may include AVS (Address Verification System), CVV checks, transaction controls, and fraud filters.
4. PCI Rapid Comply:
- Clover Security Plus includes a PCI Rapid Comply solution, a wizard that helps businesses adhere to the latest security standards.